Investor/DSCR Loans

Investor DSCR Loans - Your Ticket to Real Estate Success

Are you an aspiring property mogul or just looking to grow your rental portfolio? Our Investor Flex Debt Service Coverage Ratio (DSCR) loan program could be the perfect solution. It's all about using rental income to qualify for investment properties. Cool, right?

What’s a DSCR Loan, Anyway?

DSCR stands for Debt Service Coverage Ratio. In simple terms, this loan looks at how much money a property is likely to make in rent each month. That's what we use to see if you can get the loan, instead of checking your personal income.

Why Choose Our Investor DSCR Loans? Here's the Big Deal:

  • Finance Up to 20 Properties: Got big dreams? You can finance up to 20 properties with this loan.
  • Loans Up to $2 Million: Whether you're buying or refinancing, we've got options up to $2 million.
  • Short-Term & Long-Term Rentals: You can use this loan for both short-term and long-term rentals.
  • Low Reserves Required: In some cases, just 2 months of reserves are needed. That's less cash you have to keep in the bank.
  • Save with Pre-Payment Penalties: Choose a 1-, 2-, or 3-year penalty for better pricing, and save money if you don't sell or pay off early.
  • As Little as 20% Down: You can borrow up to 80% of the property's value.
  • Friendly Credit Guidelines: Minimum FICO© score of 620, and we don't worry about your Debt-to-Income ratio (DTI).

Are You Ready to Grow Your Rental Empire?

Whether you're just starting with rental properties or looking to expand, our Investor Flex DSCR loans offer flexibility and opportunity. Loan amounts go all the way up to $3.5 million, so the sky's the limit!

Investor DSCR Loans Make Property Investments Easy

Take advantage of this great opportunity and start building or growing your rental income portfolio today. It's easier than ever with our DSCR loans.

Get Started with Your Investor DSCR Home Loan Today!